![]() Please join us on Twitter at or on LinkedIn at Office of the Superintendent of Financial Institutions. We encourage you to get engaged and keep up to date by following and sharing our social media content. We are also posting videos from our industry-focused risk management seminars on our YouTube channel. We are making greater use of infographics, videos, and plain language explanations of our work. Our approach continues to evolve to meet the needs of the financial sector and the expectations of the public. Increasingly our readers are getting their information through OSFI’s social media channels. We have also worked hard to engage more with you, our audience, over the past year. In support of our mandate, this work supports the continued resilience of banks, insurers and federally regulated private pension plans. It builds on lessons learned and work continued throughout the COVID-19 pandemic and sets out clear priorities and timelines for developing policies and guidance. Our recent work includes the development and sharing of an updated forward policy planner. To that end, our work increasingly focuses on those non-financial risks that could impact the financial resilience of institutions, such as technology risk and climate risk. We acknowledge the uncertainty surrounding the economic environment but continue to uphold our mandate to protect depositors, policyholders and federal private pension plan beneficiaries. We remain committed to improving both our regulatory and supervisory approaches and our own organization. It also can change Earth’s climate.This edition of the OSFI Pillar includes updates on our regulatory and policy development work across the institutions and pension plans we oversee. Burning these things puts gases into the air. One way we get energy is by burning coal, oil and gas. Most scientists say that humans can change climate too. When a volcano erupts, it can change our climate. The sun can send out more or less energy. Earth’s distance from the sun can change. Many things can cause climate to change all on its own. What Is Causing Earth’s Climate to Change? And it has changed the timing of when certain plants grow. The warming also has caused oceans to rise. Warming of Earth’s climate has caused some snow and ice to melt. But small changes in Earth’s temperature can have big effects. Earth’s temperature has gone up about one degree Fahrenheit in the last 100 years. People who study Earth see that Earth’s climate is getting warmer. These times can last thousands or millions of years. ![]() There have been times when it has been cooler. There have been times when Earth’s climate has been warmer than it is now. Is Earth’s Climate Changing?Įarth’s climate is always changing. Climate takes hundreds or even millions of years to change. Or it could be a change in where rain and snow usually fall on Earth. This could be a change in Earth’s usual temperature. Or it could be a change in a place’s usual temperature for a month or season.Ĭlimate change is also a change in Earth’s climate. This could be a change in how much rain a place usually gets in a year. What Is Climate Change?Ĭlimate change is a change in the usual weather found in a place. Earth’s climate is what you get when you combine all the climates around the world together. And some people live where it is always warm enough to swim outside! You might live where it snows all the time. Different places can have different climates. The same place may be cool and wet in the winter. A place might be mostly warm and dry in the summer. Climate can be different for different seasons. At the same time, people far away might be shoveling snow.Ĭlimate is the usual weather of a place. People in one place might be wearing shorts and playing outside. It might rain one day and be sunny the next. Weather is the changes we see and feel outside from day to day. What Is Climate? How Is It Different From Weather? To learn about climate change, you first must know what climate is.
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